Get up to $900 cashback when you take out an eligible policy by 31 March 2024.T&Cs apply.

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AIA Vitality benefits

AIA Vitality logo If you hold Extras Only cover you do not have access to AIA Vitality or AIA Vitality Starter.



Unlock more insurance benefits with AIA Vitality

When you engage with AIA Vitality you can unlock even more health insurance benefits like, 100% refund on hospital excess, extra 10% back on non-dental extras and 5% off your premium.


Claim 100% of your hospital excess

If you have held an AIA Health Insurance policy for a minimum of six months and have an AIA Vitality status of Silver or above, we will refund your excess in the event that you're admitted to hospital. Excess Refund is not available when claiming on the following clinical categories: Cataracts, Joint replacements, Dialysis for chronic kidney failure, Pregnancy and birth, Assisted reproductive services, Weight loss surgery, Insulin pumps, Pain management with Device & Sleep Studies.


10% Extras boost

Once you reach and maintain AIA Vitality Silver status you will get an additional 10% back on your non-dental extras (up to annual limits).


5% off your premium

Receive a 5% discount on your AIA Health Insurance premium when you first join and for as long as you maintain AIA Vitality Silver status or above.